• We Say Yes! Our greater range of finance products means we can say YES even if the banks have said 'No'.
  • No Credit History? No problem! Our loans suit all applicants, even first-time borrowers.
  • Secured Loans - We have finance products specifically tailored for asset-backed clients.
  • Need a vehicle, equipment or a new fit-out?  We have the finance options for you.
  • Self Employed? We have competitive loans specialised for you.

Westralian Lease & Financing Options

Westralian Auto Finance offers a range of Leasing & Financing options to help ensure your finance solution matches your requirements:

Chattel Mortgage


(Chattel Mortgage information sheet PDF)

A Chattel Mortgage allows companies and business professionals the facility to own their asset from the start of the agreement while financing motor vehicles, trucks, machinery or other professional business equipment. The Bank secures the loan by registering a change over the asset and approved customers can receive up to 100% finance.

Finance (Tax Based) Lease


(Finance (Tax Based) Lease information sheet PDF)

During a taxed based finance lease the bank purchases the asset that you need or your business needs and then leases it to you for a monthly rental to the Bank. At the end of the agreed rental period you can return the asset which will be sold at an auction or the Bank may offer to sell the asset to you.

Novated Lease


(Novated Lease information sheet PDF)

A novated lease is a finance lease between the financier and the employee which is then novated to the employer. The employee chooses the car they want and the employer pays the employee's rental obligations from the employee's pre-tax salary. There are many benefits of a novated lease and allow businesses a cost effective and convenient way to facilitate vehicles for employees.

Hire Purchase


(Hire Purchase information sheet PDF)

A hire purchase agreement allows the bank to purchase the goods the customer need and then hire them to the customer. When the final payment is made, the ownership of the goods passes to the customer. A hire purchase agreement has a number of benefits and allows for easier cash flow management and tax benefits.

With such a great range of financing and lease options available, you're sure to secure the perfect loan that reflects your financial situation with the help of Westralian Auto Finance. Take the next step and Apply for Finance Online or Contact Us to talk to one of our finance experts to find out how we help finance 1000s of people each year, even when the banks have said no.

Other financing services offered by Westralian Auto Finance:
Westralian Auto Finance
Address: 181 Albany Highway
Victoria Park WA 6100
Phone: 1800 000 111
Fax: (08) 9415 0399